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January 2016

Found 3 blog entries for January 2016.

 

The Science Behind Green Building

Sustainable building takes most of us back to the classroom for a refresher on the physical properties of energy, air, and water. Green building practices, as well the selection of the appropriate building materials, revolve around a few basic principles of science. Science is what sustainable building relies on, principles that once understood can guide you every step of the way, including:

    • A house is a system of interrelated parts.
    • Energy loses some of its potential each time it is converted from one form to another, which explains why passive solar heat is much more efficient than electric heat.
    • Form follows function when it comes to design, meaning that construction should be
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Planning to buy a home sometime soon? It’s an expensive proposition, and if you need help coming up with a down payment, it’s important to know which sources you can tap to make your home-buying dreams come true. Here are four ways to borrow a down payment.

1. 401(k) retirement plans or liquid assets

Many 401(k) plans have special borrowing provisions that allow you to repay the amount borrowed with preferential terms. Some 401(k) plans even allow you to avoid penalties buying a primary home, while others have fewer restrictions for first-time homebuyers (defined as someone who hasn’t owned a home in the past 36 months). Every 401(k) plan is different so check for details with your Human Resources department. Additionally, if you have liquid

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It's common to start thinking about a new house in the New Year. We all do it (in fact, we're doing it right now). But if it's not a practical time to buy (or sell) or you're not in a financial position to make that kind of change, you can still make your house feel like new. Make one big change or a couple of smaller ones to breathe new life into your home. In honor of the new year, we've got 16 ways to go about it, and you can do them for under $1,000.

1. Paint!

You won't find a better way to make a big change for a small financial hit, and you can do it yourself. If your kitchen or bathroom cabinets have seen better days, a coat of paint can re-energize the space and save thousands of dollars in replacement costs.

2. Redo your exterior

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